Indonesia

Credit Risk

OJK Indonesia Overhauls Credit Reporting System to Boost MSME Lending

By Editors | 08/07/2026

New rules mandate faster data updates and introduce a new reporting threshold to support financing for MSMEs and a national housing programme.

Capital Adequacy

OJK Indonesia Mandates Higher Capital for Rural Banks

By Nithya Subramanian | 07/07/2026

New regulations aim to bolster the resilience and competitiveness of rural banks through stricter capital requirements and enforcement measures.

Structural Regulation

Indonesia, Belarus Sign Pacts on Securities Regulation, Investment Protection

By Editors | 07/07/2026

The agreements, including a memorandum between the OJK and Belarus's finance ministry, are part of a new five-year strategic roadmap.

Fraud, Scams & Cybercrime

Indonesia OJK Charges Rural Bank Commissioner in Fraud Case

By Editors | 07/07/2026

OJK has completed its investigation into a rural bank commissioner for allegedly orchestrating fictitious loans and falsifying records.

Anti-Money Laundering

FATF Declines to Probe Indonesia Sovereign Bond Protections

By Editors | 07/07/2026

Civil society groups raised money laundering concerns over legal immunity for bondholders, but the FATF will not investigate the new law.

Capital Adequacy

Indonesia OJK Approves Five-Bank Merger in Sumatra

By Editors | 03/07/2026

The merger will create a stronger regional lender with projected assets exceeding IDR 400 billion, supporting Indonesia's strategy to consolidate and strengthen its rural banking sector.

Fraud, Scams & Cybercrime

OJK Indonesia, UNODC Lead Regional Push Against Online Scams

By Nithya Subramanian | 02/07/2026

The initiative aims to strengthen financial intelligence, harmonise AML/CFT frameworks and improve cross-border information sharing as digital fraud becomes increasingly linked to money laundering.

Liquidity Risk

Indonesia to Inject IDR 200tr into State Banks to Spur Growth

By Editors | 30/06/2026

The government will use its budget surplus to double the funds placed in state-owned lenders, aiming to boost credit despite currency pressures.

Structural Regulation

OJK Indonesia Mandates Licensing, Disclosure Rules for Finfluencers

By Nithya Subramanian | 28/06/2026

New OJK regulation requires ‘finfluencers’ to disclose paid partnerships, obtain licences for recommendations, and holds financial firms accountable for their content.