CAPITAL / LIQUIDITY

Capital / Liquidity

Korean Banks Seek to Defer Implementation of New Stress Buffer Rules

By Editors | 23/04/2025

In March, corporate lending decreased for the first time in 20 years. The new stress buffer capital requirement will make it more difficult for banks to provide loans to businesses.

Capital / Liquidity

Japan FSA Proposes Revisions to Clarify New Business Lending Law

By Thisanka Siripala | 23/04/2025

Draft guidelines clarify that lenders holding an ‘enterprise value security interest’ in businesses cannot dictate employment conditions or workforce layoffs.

Capital / Liquidity

Japan FSA Raises Alarm Over Hidden Losses in Structured Loans

By Thisanka Siripala | 22/04/2025

Structured loans which bundle JGBs with derivatives have allowed regional banks to avoid marking-to-market or publicly disclosing losses as interest rates have risen.

Capital / Liquidity

RBI Defers Tougher LCR Rules to 2026, Easing Pressure on Banks

By Mark Johnston | 22/04/2025

The RBI has halved the run-off factor for retail deposits enabled with internet and mobile banking facilities, and deferred implementation to April 2026

Capital / Liquidity

Philippines, Korea Sign Cooperation MOU on Deposit Insurance

By Editors | 22/04/2025

The MOU supports cooperation and information-sharing, building on a partnership that started in 2014 and was renewed in 2019.

Capital / Liquidity

Taiwan Providing Loan Support to Businesses Affected by US Tariffs

By Editors | 22/04/2025

Businesses can receive government relief loans, reduced lending rates and loan guarantees. Banks will ease collateral requirements and streamline the credit assessment process.

Enforcement

Korea FSS Directs Woori Bank to Remediate Issues at Dubai Branch

By Editors | 22/04/2025

Woori is directed to strengthen liquidity risk management at its Dubai branch and enhance the effectiveness of its business continuity plan.

Capital / Liquidity

China Issues New Regulatory Guidance for Bad Debt Managers

By Manesh Samtani | 20/04/2025

Financial asset management companies are encouraged to use “innovative” methods to mitigate risks and provide relief such as bridge financing to troubled enterprises that can be saved.

Big Picture

Geopolitical Risks Threaten Global Financial Stability – IMF

By Manesh Samtani | 20/04/2025

The IMF says there is much that financial institutions and regulators can do to protect financial stability, such as including geopolitical risk scenarios in stress tests.