CAPITAL / LIQUIDITY

Capital / Liquidity

APRA Raises Capital Requirements for Big Banks

By Editors | 10/07/2019

The big four banks will need to raise A$50bn to meet higher loss-absorbing capacity requirements by 2024, though the increase is less than was proposed last November.

Capital / Liquidity

Korea FSS Warns Banks of Liquidity Risk at China Units

By Editors | 10/07/2019

KB Kookmin and KEB Hana have three months to submit plans for reducing their China corporate bodies’ reliance on support from their Korean parents.

Capital / Liquidity

India’s 2019 Budget Grants Lifeline to State Banks, NBFCs

By Editors | 08/07/2019

The government announced a fresh capital infusion for state banks, credit guarantees on NBFC assets, and stronger supervisory powers for the RBI.

Capital / Liquidity

APRA Relaxes Serviceability Assessment Standards for Mortgage Loans

By Editors | 08/07/2019

Under APRA’s new serviceability guidance, borrowers on a typical 4% mortgage rate can expect to be assessed at 6.25% rather than 7.25%, enabling them to immediately secure larger loans.

Capital / Liquidity

Australia, India Compliant with NSFR, Large Exposures Framework

By Editors | 05/07/2019

The BCBS has assessed the implementation of the NSFR and large exposures framework in Australia and India to be ‘compliant’ with its standards.

Market Infrastructure

G-SIBs Making Steady, Significant Progress on TLAC: FSB

By Editors | 04/07/2019

The FSB says further efforts are needed to ensure that TLAC will be available in the right amounts at all locations within a group during a crisis.

Capital / Liquidity

“Most Banks” Support RBNZ Bank Capital Proposal

By Editors | 03/07/2019

The submissions from the RBNZ consultation on raising bank capital requirements show the proposals have broad public support, including from “most banks”.

Capital / Liquidity

RBI Relaxes Leverage Ratio to Boost Lending

By Editors | 02/07/2019

The RBI has reduced the leverage ratio from 4.5% at present to 4% for D-SIBs (domestic systemically important banks) and 3.5% for other banks.

Capital / Liquidity

Amended Bank Liquidity Rules to Take Effect 1 Jan: HKMA

By Manesh Samtani | 01/07/2019

The amendments expand the scope of HQLA recognisable as “level 2B assets” under the LCR and introduce a 5% stable funding requirement on total derivative liabilities under the NSFR.