FINTECH / REGTECH

Capital / Liquidity

Japan FSA Trials Machine Learning to Predict Credit Downgrades

By Manesh Samtani | 02/07/2025

The FSA is using loan-level and macro data to build an early-warning model for borrower downgrades, citing potential for supervisory use.

Fintech / Regtech

India Mandates Instant Refunds for Failed UPI Payments from 15 July

By Editors | 02/07/2025

The National Payments Corporation of India will require banks to implement an auto-reversal system for failed transactions by mid-July.

Crypto / Digital Assets

BOK Pauses Retail CBDC Pilot as Banks Push Into Stablecoins

By Manesh Samtani | 01/07/2025

BOK will halt its 100,000-user pilot, citing high costs and a government-backed push for private sector stablecoins.

AML / KYC

RBI Tightens Rules for Aadhaar Payment Operators to Curb Fraud

By Editors | 01/07/2025

New rules mandate stricter due diligence and ongoing risk monitoring for AePS touchpoint operators to protect customers from fraud.

AML / KYC

Australian Banking Alliance Uses Teamwork and Trust to Tackle Scams

By Nathan Lynch | 30/06/2025

Australia’s major banks have pioneered a financial crime-fighting alliance to slash scam losses using technology, teamwork and trust.

Fintech / Regtech

India’s Finance Ministry, RBI Agree to Scale Up Unified Lending Interface

By Nithya Subramanian | 30/06/2025

The new digital public infrastructure aimed at transforming credit delivery through seamless data integration and real-time access.

Fintech / Regtech

Korea Securities Depository Unveils Testbed Platform

By Nithya Subramanian | 30/06/2025

KSD plans to transition its security token testbed into a fully operational platform in tandem with the upcoming security token legislation.

AML / KYC

Singapore’s Sheng Siong Tightens $TM Safeguards Over ML Concerns

By Nithya Subramanian | 27/06/2025

Four individuals have been arrested for allegedly exploiting the supermarket chain’s $TM system as part of a money laundering operation.

Crypto / Digital Assets

FATF Calls on Jurisdictions to Bolster Efforts on Crypto Supervision

By Manesh Samtani | 27/06/2025

FATF issued its latest progress report on the implementation of AML/CFT measures for virtual assets and a best practice paper for Travel Rule implementation.