Australia

    Capital / Liquidity

    APRA Finalises New Standard on Public Disclosures by Banks

    By Manesh Samtani | 09/12/2022

    The standard, which will require disclosure of remuneration arrangements, will become effective from 1 January 2025, 12 months later than initially proposed.

    Crypto / Digital Assets

    Australian Regulators Progressing Work on Stablecoins, CBDC

    By Manesh Samtani | 09/12/2022

    The CFR is trying to incorporate payment stablecoins into the proposed framework for SVFs. Meanwhile RBA assistant governor warns that CBDC could threaten financial stability.

    Fintech / Regtech

    Australia to Expand CDR to Enable Action Initiation

    By Editors | 08/12/2022

    Under a new bill in Parliament, consumers will be able to instruct accredited third parties to initiate CDR‑powered actions on their behalf.

    AML / KYC

    AUSTRAC Launches Federal Court Proceedings Against SkyCity

    By Sanday Chongo Kabange | 08/12/2022

    The proceedings against SkyCity are the third AUSTRAC has brought against casino operators, after similar cases were launched against Star and Crown casino entities.

    Enforcement

    ASIC Sues Amex in First Court Case Involving DDO Breaches

    By Editors | 07/12/2022

    ASIC alleges that American Express Australia breached its design and distribution obligations in relation to two credit cards it issued and co-branded with retailer David Jones.

    AML / KYC

    AUSTRAC Consults on Drafts Guidance to Address Debanking

    By Sanday Chongo Kabange | 05/12/2022

    FIs should consider a remitter’s, DCE’s or fintech’s registration with AUSTRAC as a mitigating factor when assessing its ML/TF risks.

    Market Infrastructure

    NZ FMA Publishes Guidance on New Conduct Licensing Regime

    By Sanday Chongo Kabange | 04/12/2022

    The FMA will begin accepting licence applications on 25 July 2023. The new CoFi regime will come into force in early 2025.

    Capital / Liquidity

    APRA Finalises Standards on Recovery and Exit Planning

    By Editors | 04/12/2022

    The new standard will come into effect from 1 January 2024 for banks and insurers and from 1 January 2025 for RSE licensees.

    ESG / Sustainability

    ASIC Fines Vanguard Australia for ‘Greenwashing’ in Funds

    By Editors | 02/12/2022

    Vanguard’s exclusion was meant to prevent investment in companies that sell tobacco products, but its screen only excluded manufacturers and not sellers.

    Capital / Liquidity

    APRA Pledges to Minimise Burden of New Data Collections

    By Editors | 02/12/2022

    APRA says it is committed to “early and frequent” engagement with the industry on its new data collections, what it calls a “co-design approach”.

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