Hong Kong

Capital / Liquidity

HKMA Tightens Rules on Insurance Premium Financing After Review

By Sanday Chongo Kabange | 24/11/2025

The HKMA says new standards from 1 January 2026 will ban bundling, require clearer risk disclosures, and address concerns over short-term loans.

AML / KYC

HKMA Reports on AI Adoption Status in Transaction Monitoring

By Sanday Chongo Kabange | 23/11/2025

The HKMA revealed high uptake following its September 2024 directive and announced new workshops on the use of AI and crypto-related risks.

HKMA Revises Insurance Business Rules for Banks

By Sanday Chongo Kabange | 21/11/2025

The updated policy manual reiterates expectations on corporate governance and clarifies the authority and seniority required for responsible officers supervising insurance activities.

Crypto / Digital Assets

OMFIF Report: Flawed Basel Rules Hinder Bank Adoption of Public Blockchains

By Manesh Samtani | 21/11/2025

A global working group calls on regulators to abandon prescriptive architectural rules for blockchain and instead adopt a 'function over form' approach.

Crypto / Digital Assets

AMINA Bank Secures Hong Kong Licence for Institutional Crypto Services

By Sanday Chongo Kabange | 20/11/2025

AMINA Bank is the first international banking group to secure authorisation in Hong Kong to offer regulated crypto trading and custody to professional investors.

Securities / Derivatives

Hong Kong SFC Flags Derivatives Rule Changes, Eyes Deeper China Links

By Sanday Chongo Kabange | 20/11/2025

The SFC is consulting on new capital and investor ID rules while planning for Southbound Swap Connect access.

Fintech / Regtech

Hong Kong, Shenzhen Launch Action Plan to Build Global Fintech Hub

By Sanday Chongo Kabange | 20/11/2025

The plan details cross-border regulatory co-operation, data validation platforms, and new funding channels to deepen financial integration by 2027.

Capital / Liquidity

HKMA Intensifies Scrutiny of Bank Property Lending – Reports

By Sanday Chongo Kabange | 20/11/2025

The HKMA is increasing calls to lenders and questioning decisions on distressed loans and collateral valuations.

ESG / Sustainability

HKMA, DFSA Urge Policy Support to Scale Sustainable Debt in Emerging Markets

By Sanday Chongo Kabange | 19/11/2025

A joint report finds significant growth potential but calls for government action to overcome labelling costs and diversify the market.