India

    Fintech / Regtech

    RBI Issues Draft Rules on Managing IT Outsourcing Risks

    By Sanday Chongo Kabange | 28/06/2022

    Regulated entities don’t require specific approvals to outsource IT services, but appropriate policies and a risk management framework must be in place.

    Capital / Liquidity

    RBI to Require Banks to Use ECL Approach in Provisioning

    By Editors | 28/06/2022

    Banks were initially due to use the ECL approach to estimate and provision for credit losses from 1 April 2018, but the RBI had deferred implementation.

    Securities / Derivatives

    SEBI Reviews Plans to Allow FPI Access to Commodity Derivatives

    By Editors | 26/06/2022

    SEBI asked large market participants to recommend risk management measures needed to allow FPI participation in exchange-traded commodity derivatives.

    RBI Gets Recommendations on Streamlining Regulatory Requirements

    By Editors | 25/06/2022

    The RBI’s Regulations Review Authority has also recommended the total elimination of paper-based returns.

    Fintech / Regtech

    RBI 2025 Vision Targets Growth in Digital Payments

    By Mark Johnston | 23/06/2022

    The vision document outlines plans to introduce a framework for regulating all “significant intermediaries” in the payments ecosystem, as well as regulations for bigtech, fintechs and BNPL.

    Crypto / Digital Assets

    India: Crypto Exchanges Call on NPCI to Restore UPI Services

    By Mark Johnston | 22/06/2022

    Since April, Indian crypto exchanges have not been able to accept deposits via the UPI. BACC members are asking for a reversal of the decision.

    Fintech / Regtech

    NPCI, Lyra Network Sign MOU to Allow UPI Payments in France

    By Editors | 22/06/2022

    The MOU will allow Indians to make payments in France using UPI and Rupay cards at terminals and ATMs provided by Lyra Networks.

    Market Infrastructure

    India Designates IT Resources of ICICI, HDFC, NPCI “Protected Systems”

    By Editors | 21/06/2022

    Unauthorised persons securing or attempting to secure access to protected systems can be jailed for up to ten years and liable for a fine.

    Securities / Derivatives

    SEBI Allows Mutual Funds to Resume Overseas Investing

    By Editors | 21/06/2022

    In February, SEBI advised mutual funds to halt further investments in foreign stocks to avoid breaching industry-wide regulatory limits.

    Enforcement

    RBI Releases Mastercard from Restrictions Imposed Last Year

    By Editors | 20/06/2022

    Mastercard was barred from onboarding new domestic customers in July last year due to noncompliance with India’s data storage rules.

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