India

Capital / Liquidity

RBI Governor Affirms Banks’ Autonomy on Minimum Balance Rules

By Nithya Subramanian | 13/08/2025

The RBI has clarified that setting minimum account balances is a commercial decision for banks and does not fall under its regulatory domain.

Securities / Derivatives

SEBI Proposes New Rules to Boost Resident Indian Role in FPIs

By Nithya Subramanian | 13/08/2025

SEBI plans to allow retail schemes in IFSCs with Indian sponsors to register as FPIs, align contribution limits with IFSCA norms, and permit Indian mutual funds to be part of FPIs.

Securities / Derivatives

SEBI Proposes Single-Window Access for Trusted Foreign Investors

By Nithya Subramanian | 13/08/2025

The framework eases entry and compliance for low-risk global funds, reduces paperwork, and offers unified investment routes for government-linked and regulated funds.

Fintech / Regtech

Indian Banks Propose Raising GST Threshold to Drive Digital Payments

By Editors | 12/08/2025

Lenders are advising policymakers to raise the GST registration threshold to prevent merchants from reverting to cash.

Securities / Derivatives

SEBI Proposes Lighter-Touch AIFs for Accredited Investors

By Editors | 12/08/2025

SEBI has issued proposals for a new fund category with fewer restrictions, signalling a long-term shift in how investor sophistication is measured.

Capital / Liquidity

India Plans Credit Guarantees to Shield Small Firms from US Tariffs

By Editors | 12/08/2025

The government will offer guarantees for stressed loans as banks heighten scrutiny of exporters with US market exposure.

Securities / Derivatives

India Imposes Restrictions on Mutual Fund Distributor Fees

By Manesh Samtani | 11/08/2025

SEBI scrapped transaction fees while AMFI imposed a 12-month lock-in on commissions to curb mis-selling and protect investors.

Capital / Liquidity

RBI Grants First Universal Banking Licence in Over 10 Years

By Editors | 11/08/2025

The RBI has granted 'in-principle' approval to AU Small Finance Bank Ltd, outlining a clear regulatory path for other small finance banks.

Fintech / Regtech

RBI Governor Addresses UPI Fee Speculation

By Mark Johnston | 11/08/2025

RBI Governor clarified that end-users will not necessarily pay for UPI, but stressed that a sustainable cost-recovery model is needed.