Financial Services Authority (Otoritas Jasa Keuangan)

Anti-Money Laundering

Indonesia’s OJK Standardises Account Management in Commercial Banks

By Nithya Subramanian | 20/11/2025

The new regulation introduces strict governance and oversight requirements for bank account management, tightening controls on inactive accounts to prevent fraud and boost trust.

Structural Regulation

Indonesia Targets 25 Percent Free Float to Deepen Capital Markets

By Mark Johnston | 19/11/2025

Indonesia’s OJK plans a phased increase in public share requirements to boost liquidity in South-east Asia’s largest market.

AI Risk & Governance

Singapore, Indonesia Renew Fintech Co-operation to Boost Digital Finance

By Nithya Subramanian | 12/11/2025

MAS and OJK will work jointly to advance digital innovation, strengthen financial sector ties, and support ASEAN’s digital economy growth.

Fraud, Scams & Cybercrime

Scams Cost Indonesia USD 3.3 Billion Annually, Report Finds

By Manesh Samtani | 10/11/2025

New GASA report highlights the scale of fraud, with bank transfers being the top payment method and growing calls for FIs to reimburse victims.

Stablecoins

Indonesia to Launch Bond-Backed Stablecoin via Digital Rupiah CBDC

By Nithya Subramanian | 04/11/2025

Bank Indonesia is developing a government-bond-backed digital token to operate alongside its digital rupiah, aiming to strengthen monetary control and deepen the country’s digital financial infrastructure.

Credit Risk

Indonesia Proposes Extending MSME Bad Loan Write-Off Policy

By Mark Johnston | 03/11/2025

Indonesia's OJK seeks to extend bad debt elimination programme to banks to accelerate recovery in the MSME sector.

Liquidity Risk

OJK Indonesia Strengthens Capital and Liquidity Rules for Islamic Banks

By Nithya Subramanian | 03/11/2025

The OJK has issued two new regulations introducing liquidity, funding, and leverage requirements for Islamic banks to align with global Basel III and IFSB standards.

Cryptocurrency

Indonesia Issues Crypto Accounting Guidance to Boost Transparency

By Editors | 22/10/2025

OJK and the accountants' institute have launched a new framework to standardise reporting amid market growth reaching IDR 360 trillion.

Trading & Investment

Indonesia Eyes Higher Offshore Investment Limits for Mutual Funds

By Mark Johnston | 17/10/2025

Regulators are considering a significant increase to the current 15 percent cap on overseas assets for local funds.