Reserve Bank of India

Credit Risk

RBI Revises Norms for Kisan Credit Card Scheme

By Editors | 24/06/2026

The central bank has issued revised directions for its main agricultural credit scheme to standardise loan sanctioning and repayment schedules.

Credit Risk

RBI Overhauls Lead Bank Scheme to Improve Financial Inclusion

By Nithya Subramanian | 23/06/2026

The overhaul introduces a strengthened governance structure and a more formalised approach to credit planning.

Payments & Settlements

India: Industry Body Urges Reforms to Boost Rupee, GIFT City

By Nithya Subramanian | 22/06/2026

ASSOCHAM has called on the government and central bank to enhance GIFT City and address key gaps in the rupee trade settlement framework.

Payments & Settlements

India, Sri Lanka Push to De-Dollarise $6bn Trade Corridor

By Duruthu E Chandrasekera | 22/06/2026

The initiative aims to cut transaction costs and insulate trade from dollar volatility, but faces hurdles including low adoption and the absence of crucial hedging instruments.

Liquidity Risk

RBI Relaxes Interest Rate Caps on NRI Deposits to Boost Forex Inflows

By Nithya Subramanian | 19/06/2026

The RBI has temporarily removed interest rate ceilings on select non-resident deposits in a move to attract overseas funds and support the rupee.

Capital Adequacy

RBI Amends Capital Norms for INR 2.55tn Credit Scheme

By Editors | 17/06/2026

The central bank has reduced capital requirements for lenders by applying a zero risk weight to certain government-guaranteed loans.

Structural Regulation

RBI Overhauls Rules for Third-Party Product Distribution

By Nithya Subramanian | 17/06/2026

New directions clarify the distinction between agency and referral services, tying them to recently finalised responsible conduct and consumer protection standards.

Conduct, Culture & Accountability

RBI Finalises Rules to Curb Mis-selling, Dark Patterns

By Nithya Subramanian | 17/06/2026

The new directions, effective January 2027, introduce strict norms on customer consent, agent conduct, and deceptive online practices for all regulated entities.

Trading & Investment

RBI Opens Indian Equities to All Foreign Individual Investors

By Nithya Subramanian | 17/06/2026

New rules allow all overseas individuals to invest directly in listed Indian companies, expanding a channel previously limited to NRIs and OCIs.