RESERVE BANK OF INDIA

Capital / Liquidity

RBI Considers Lowering Risk Weights for Auto Loans

By Nithya Subramanian | 19/08/2025

Auto loans face a 100 percent risk weight versus 35–50 percent for home loans. A cut could ease banks’ capital burden while making vehicle financing more affordable.

Fintech / Regtech

RBI Greenlights Blockchain-based Sandbox Solution for MSME Financing

By Nithya Subramanian | 18/08/2025

The platform, developed by IBDIC and its partners, promises to expand affordable credit access for lower-tier MSMEs.

Fintech / Regtech

RBI Committee Proposes AI Governance Framework for Financial Sector

By Sanday Chongo Kabange | 15/08/2025

High-level committee calls for mandatory board policies, AI audits, and public disclosures to govern the use of artificial intelligence.

AML / KYC

RBI Revamps KYC Rules on Disability Access After Court Order

By Manesh Samtani | 15/08/2025

The RBI has issued new directives to ensure non-discriminatory access for disabled persons and has expanded due diligence requirements following a Supreme Court ruling.

Fintech / Regtech

India's Cross-Border UPI Payments Surge as Global Footprint Expands

By Sanday Chongo Kabange | 14/08/2025

Transaction volumes and values show sharp growth in the current fiscal year, after the UPI system went live in seven countries.

Trending

RBI Mandates Continuous Cheque Clearing with Hourly Settlements

By Manesh Samtani | 14/08/2025

The new system, rolling out from 4 October, will replace the current batch process and require banks to confirm cheques within hours or face deemed approval.

Capital / Liquidity

RBI Governor Affirms Banks’ Autonomy on Minimum Balance Rules

By Nithya Subramanian | 13/08/2025

The RBI has clarified that setting minimum account balances is a commercial decision for banks and does not fall under its regulatory domain.

Fintech / Regtech

Indian Banks Propose Raising GST Threshold to Drive Digital Payments

By Editors | 12/08/2025

Lenders are advising policymakers to raise the GST registration threshold to prevent merchants from reverting to cash.

Capital / Liquidity

RBI Grants First Universal Banking Licence in Over 10 Years

By Editors | 11/08/2025

The RBI has granted 'in-principle' approval to AU Small Finance Bank Ltd, outlining a clear regulatory path for other small finance banks.