Reserve Bank of India

    Credit Risk

    RBI Finalises Revised Lending Norms for Co-operative Banks

    By Nithya Subramanian | 30/04/2026

    The RBI has set an October deadline for new rules that cap unsecured lending and tighten housing finance terms for urban co-operative banks.

    Operational Risk

    RBI Launches 'Mission Saksham' for Co-operative Bank Capacity Building

    By Nithya Subramanian | 30/04/2026

    India's central bank has launched a nationwide training initiative to enhance governance, compliance and operational resilience across the urban co-operative banking sector.

    Trading & Investment

    RBI Moves NDS-OM Applications to PRAVAAH Portal

    By Editors | 29/04/2026

    India’s central bank has shifted all access applications for its government securities platform to a digital portal, effective immediately.

    Clearing & Post-Trade

    RBI Widens Reporting Net for Global Rupee Derivatives

    By Nithya Subramanian | 29/04/2026

    The RBI finalised rules requiring authorised dealer banks to report their related parties' global over-the-counter INR derivative trades to a central repository.

    Credit Risk

    RBI Finalises Basel III Credit Risk Capital Rules for Banks

    By Nithya Subramanian | 28/04/2026

    Effective 1 April 2027, the new credit risk rules ease key thresholds for banks while strengthening due diligence and risk-weight frameworks.

    Credit Risk

    RBI Finalises Expected Credit Loss Rules for Banks

    By Nithya Subramanian | 28/04/2026

    The new framework, effective from April 2027, moves to a forward-looking provisioning model while retaining the existing 90-day NPA norm.

    Payments & Settlements

    RBI Cancels Licence of Paytm Payments Bank

    By Editors | 27/04/2026

    The central bank has cited persistent non-compliance and conduct detrimental to depositor interests as reasons for the final regulatory action.

    Clearing & Post-Trade

    India’s CCIL Must Leverage AI for Pre-emptive Risk Management: Officials

    By Nithya Subramanian | 27/04/2026

    Senior officials have outlined a new strategic direction for the CCP, focusing on AI-driven surveillance, global expansion, and managing new forms of systemic risk.

    Payments & Settlements

    RBI Opens Centralised Payment System to Fintechs

    By Nithya Subramanian | 27/04/2026

    The RBI has granted a private fintech firm, Pay Point, direct membership to its core payment systems, signalling a significant structural shift.

    Fraud, Scams & Cybercrime

    RBI Orders Banks to Compensate Cyber Fraud Victim

    By Nithya Subramanian | 26/04/2026

    The order follows an INR 229 million "digital arrest" scam, highlighting bank liability for inadequate monitoring of mule accounts used by fraudsters.

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