Reserve Bank of India

Credit Risk

RBI Overhauls Disaster Relief Credit Rules for Borrowers

By Nithya Subramanian | 01/05/2026

New rules from 1 July allow lenders to automatically apply relief but impose stricter eligibility and a new 5 percent provisioning requirement

Fraud, Scams & Cybercrime

Digital Innovation Poses Risks to Consumer Financial Health: BIS Paper

By Manesh Samtani | 01/05/2026

New paper warns that the benefits of digital finance are emerging alongside new vulnerabilities, highlighting the crucial role of regulators.

Structural Regulation

RBI Finalises New Regulatory and Classification Framework for NBFCs

By Nithya Subramanian | 01/05/2026

The new rules exempt smaller, non-public-facing firms from registration and introduce a formal exit path, effective from 1 July.

Credit Risk

RBI Finalises Revised Lending Norms for Co-operative Banks

By Nithya Subramanian | 30/04/2026

The RBI has set an October deadline for new rules that cap unsecured lending and tighten housing finance terms for urban co-operative banks.

Operational Risk

RBI Launches 'Mission Saksham' for Co-operative Bank Capacity Building

By Nithya Subramanian | 30/04/2026

India's central bank has launched a nationwide training initiative to enhance governance, compliance and operational resilience across the urban co-operative banking sector.

Trading & Investment

RBI Moves NDS-OM Applications to PRAVAAH Portal

By Editors | 29/04/2026

India’s central bank has shifted all access applications for its government securities platform to a digital portal, effective immediately.

Clearing & Post-Trade

RBI Widens Reporting Net for Global Rupee Derivatives

By Nithya Subramanian | 29/04/2026

The RBI finalised rules requiring authorised dealer banks to report their related parties' global over-the-counter INR derivative trades to a central repository.

Credit Risk

RBI Finalises Basel III Credit Risk Capital Rules for Banks

By Nithya Subramanian | 28/04/2026

Effective 1 April 2027, the new credit risk rules ease key thresholds for banks while strengthening due diligence and risk-weight frameworks.

Credit Risk

RBI Finalises Expected Credit Loss Rules for Banks

By Nithya Subramanian | 28/04/2026

The new framework, effective from April 2027, moves to a forward-looking provisioning model while retaining the existing 90-day NPA norm.