Reserve Bank of India

AI Risk & Governance

RBI Proposes New AI Governance Framework for Financial Sector

By Nithya Subramanian | 26/06/2026

The draft guidance mandates a board-approved risk framework, independent validation of all models, and robust human oversight for AI systems.

Fraud, Scams & Cybercrime

RBI Finalises Compensation for Digital Fraud, Shifts Liability to Banks

By Nithya Subramanian | 26/06/2026

New rules effective January 2027 will see victims compensated up to INR 25,000 and require banks to prove customer liability.

Payments & Settlements

RBI Revamps TReDS Rules to Improve MSME Access to Finance

By Nithya Subramanian | 25/06/2026

New framework simplifies MSME onboarding, permits credit guarantees for financiers, and harmonises the regulatory landscape for platform operators.

Capital Adequacy

RBI Aligns UPI Credit Rules with Traditional Loans

By Nithya Subramanian | 25/06/2026

The RBI mandated that the nature of a loan, not its delivery channel, determines its regulatory treatment, closing a regulatory arbitrage opportunity.

Liquidity Risk

RBI Waives Reserve Ratios on NRE Deposits to Boost Foreign Inflows

By Nithya Subramanian | 25/06/2026

India’s central bank has exempted certain non-resident deposits from statutory reserve requirements in a limited-period measure to attract foreign capital.

Credit Risk

RBI Urges Banks to Leverage Digital Infrastructure for MSME Credit

By Nithya Subramanian | 24/06/2026

RBI governor calls on FIs to view small businesses as partners and invest in digital platforms to close the credit gap.

Credit Risk

RBI Revises Norms for Kisan Credit Card Scheme

By Editors | 24/06/2026

The central bank has issued revised directions for its main agricultural credit scheme to standardise loan sanctioning and repayment schedules.

Credit Risk

RBI Overhauls Lead Bank Scheme to Improve Financial Inclusion

By Nithya Subramanian | 23/06/2026

The overhaul introduces a strengthened governance structure and a more formalised approach to credit planning.

Payments & Settlements

India: Industry Body Urges Reforms to Boost Rupee, GIFT City

By Nithya Subramanian | 22/06/2026

ASSOCHAM has called on the government and central bank to enhance GIFT City and address key gaps in the rupee trade settlement framework.