Reserve Bank of India

Capital Adequacy

RBI Amends Capital Norms for INR 2.55tn Credit Scheme

By Editors | 17/06/2026

The central bank has reduced capital requirements for lenders by applying a zero risk weight to certain government-guaranteed loans.

Structural Regulation

RBI Overhauls Rules for Third-Party Product Distribution

By Nithya Subramanian | 17/06/2026

New directions clarify the distinction between agency and referral services, tying them to recently finalised responsible conduct and consumer protection standards.

Conduct, Culture & Accountability

RBI Finalises Rules to Curb Mis-selling, Dark Patterns

By Nithya Subramanian | 17/06/2026

The new directions, effective January 2027, introduce strict norms on customer consent, agent conduct, and deceptive online practices for all regulated entities.

Trading & Investment

RBI Opens Indian Equities to All Foreign Individual Investors

By Nithya Subramanian | 17/06/2026

New rules allow all overseas individuals to invest directly in listed Indian companies, expanding a channel previously limited to NRIs and OCIs.

Payments & Settlements

RBI Revamps Payment System Authorisation, Introduces Perpetual Approval

By Nithya Subramanian | 16/06/2026

The new framework consolidates seven circulars, introduces perpetual authorisation for compliant operators, and clarifies rules on market entry and exit.

Liquidity Risk

RBI Imposes Restrictions on Mogaveera Co-operative Bank

By Editors | 16/06/2026

The central bank has capped withdrawals and restricted lending for the Mumbai-based co-operative bank, citing its deteriorating financial condition.

Capital Adequacy

APAC's Paths on the CCyB Are Diverging

By Blake Evans-Pritchard | 15/06/2026

As global policymakers reconsider the role of the CCyB, regulators across the region are drawing different conclusions about how it should be used.

Liquidity Risk

Indian Banks Seek RBI Nod to Leverage NRI Deposits for Inflows

By Editors | 15/06/2026

Lenders are asking the RBI to clarify rules on using non-resident deposits as collateral to attract more foreign capital under a new scheme.

Operational Risk

RBI Proposes Consolidated Governance Framework for Financial Firms

By Nithya Subramanian | 12/06/2026

The draft rules aim to unify risk, compliance, and audit functions for banks and non-banks, enhancing independence and board oversight.