Reserve Bank of India

    Capital Adequacy

    Easing Bank Capital Requirements Would Hurt Economy – RBI

    By Editors | 03/01/2019

    The RBI says that current provisioning is inadequate to cover future losses from bad loans, which have been underrecognised by Indian banks.

    Credit Risk

    UPDATED – RBI Allows Lenders One-Time Restructuring of MSME Loans

    By Editors | 01/01/2019

    Banks and NBFCs will be allowed to restructure defaulted loans not yet classified as NPAs, provided the borrower has aggregate exposures less than $3.6mn.

    Capital Adequacy

    RBI ‘Expert Committee’ to Determine Best Use of Central Bank Reserves

    By Editors | 30/12/2018

    The committee is tasked with suggesting an adequate level of reserves for the central bank and proposing a policy for distributing dividends to the government.

    Capital Adequacy

    India Seeks Parliamentary Approval to Infuse More Capital into Banks

    By Editors | 21/12/2018

    The government plans to pump $11.8 billion into public sector banks to raise them out of the RBI’s PCA framework and increase the banking system’s lending capacity.

    Emerging Prudential Risks

    Indian Government Could Undermine Banking Sector Reforms – S&P

    By Editors | 18/12/2018

    Restrictions on the RBI’s authority to reform governance of public sector banks are seen as a weakness in its mandate and could undermine financial stability, says S&P Global Ratings.

    Cybersecurity

    RBI Fines Indian Bank for Violating Cybersecurity Norms

    By Editors | 12/12/2018

    The Reserve Bank of India has fined Indian Bank 10 million rupees for deficiencies in regulatory compliance with cybersecurity norms.

    Liquidity Risk

    RBI to Reduce Statutory Liquidity Ratio Over 18 Months

    By Editors | 06/12/2018

    Starting in January 2019, the RBI will reduce the SLR holding requirement by 25 basis points every quarter until it reaches 18% in April 2020.

    Structural Regulation

    RBI Announces Phasing-In of LEI for Non-Derivatives Markets

    By Editors | 30/11/2018

    Entities transacting in government securities, money markets and non-derivative forex markets will be required to have LEI codes, starting with larger firms in April 2019.

    Liquidity Risk

    India Eases Asset Securitisation Norms to Help Non-Bank Liquidity

    By Editors | 30/11/2018

    The RBI has reduced the holding time required for loans with maturities of over 5 years before they can be securitised.

    Liquidity Risk

    India to Implement NSFR from April 2020

    By Editors | 30/11/2018

    The Net Stable Funding Ratio will apply to Indian banks on both a stand-alone and consolidated basis, and foreign banks on a stand-alone basis.

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