Reserve Bank of India

Trading & Investment

SEBI Eyes Overhaul of Commodity Derivatives Market - Reports

By Editors | 24/12/2025

SEBI will form a new working group for non-agri derivatives and is in talks with other regulators on allowing banks and insurers to participate for the first time.

Emerging Prudential Risks

RBI Approves Risk-based Deposit Insurance Framework for Banks

By Manesh Samtani | 22/12/2025

The new framework will link insurance premiums to a bank's risk profile, moving away from the current flat-rate system.

Fraud, Scams & Cybercrime

India Orders Serious Fraud Probe into IndusInd Bank Over Accounting Lapses

By Editors | 19/12/2025

The probe will examine potential manipulation of books of account, creation of fictitious accounts, misclassification of assets, and the impact on the bank’s financial statements.

Trading & Investment

SEBI Panel Set to Ease Curbs on Commodity Derivatives

By Nithya Subramanian | 17/12/2025

A SEBI-appointed panel is expected to propose lifting bans on select agricultural commodity derivatives and allowing measures such as colocation to attract institutional investors.

Credit Risk

RBI Urges Banks to Link MSME Loans to External Benchmark

By Nithya Subramanian | 17/12/2025

The move is aimed at enhancing transparency, ensuring faster transmission of policy rates, and strengthening credit support for small businesses.

Conduct, Culture & Accountability

India’s Ministry of Finance Tightens Oversight of Grievance Redressal in Banks

By Nithya Subramanian | 16/12/2025

A new ranking and review mechanism is improving how banks and insurers handle customer complaints, boosting accountability across the financial industry.

Credit Risk

Indian Banks Call on RBI to Raise Limits on M&A Finance

By Nithya Subramanian | 15/12/2025

Domestic lenders have asked the RBI to raise the limit on M&A financing to 20 percent of core capital, aiming to capitalise on a sharp rise in corporate deal-making.

Payments & Settlements

RBI Overhauls Cash Credit and Transaction Account Rules

By Nithya Subramanian | 15/12/2025

RBI has eased rules on cash credit, current and overdraft accounts, giving banks and borrowers greater flexibility and operational clarity.

Fraud, Scams & Cybercrime

RBI Grants Approval for Digital Payments Intelligence Platform

By Nithya Subramanian | 12/12/2025

SBI and Bank of Baroda take the lead in building a shared digital payments intelligence platform to strengthen real-time fraud detection across the financial system.