RESERVE BANK OF INDIA

    Fintech / Regtech

    RBI Consults on Charges Levied in Payment Systems

    By Sanday Chongo Kabange | 18/08/2022

    The RBI carried out a review of payment system charges, which consumers complain are “high and non-transparent”.

    RBI Directs Lenders to Clean Up Debt Collection Practices

    By Editors | 15/08/2022

    Regulated entities must ensure they and their agents do not resort to intimidation or harassment of any kind against any person in their debt collection efforts.

    Securities / Derivatives

    RBI Allows Standalone Primary Dealers to Expand Services

    By Editors | 15/08/2022

    Stand-alone primary dealers can offer FX market-making facilities and undertake foreign currency OIS transactions directly with non-residents.

    Fintech / Regtech

    RBI to Adopt New Measures to Regulate Digital Lending

    By Manesh Samtani | 11/08/2022

    The measures include enhanced disclosures for borrowers, consent-based data collection, a cooling-off period for online loans, and the establishment of a new SRO.

    RBI Widens Scope of Ombudsman Mechanism to Include CICs

    By Editors | 10/08/2022

    Credit information companies will be required to have their own internal ombudsman framework, the RBI said.

    Fintech / Regtech

    RBI Defers Deadline for Acquiring Banks to Purge Customer Card Data

    By Editors | 09/08/2022

    All entities in the transaction chain other than acquiring banks, card issuers and card networks must purge card-on-file data from 1 October 2022.

    Market Infrastructure

    SEBI Forms Dedicated Committee to Advice on FPI Policy

    By Editors | 09/08/2022

    The committee will advise increasing FPI participation in Indian markets. FPIs are currently coping with a transition to T+1 settlement in the country.

    ESG / Sustainability

    RBI Publishes Paper on Climate Risk, Sustainable Finance

    By Manesh Samtani | 04/08/2022

    The paper offers guidance for FIs on managing climate risk. The RBI also published results from a survey to assess banks’ readiness to address climate risk.

    Securities / Derivatives

    India Launches First International Bullion Exchange

    By Editors | 01/08/2022

    The exchange is expected to facilitate efficient price discovery; ensure standardisation, quality assurance and sourcing integrity; and help bring more foreign traders to India.

    Capital / Liquidity

    RBI Allows Payment Aggregators Time To Obtain Licenses

    By Editors | 31/07/2022

    Companies already providing payment aggregator services now would be allowed until 30 September 2022 to submit licence applications

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