Reserve Bank of India

    Fintech / Regtech

    India Launches Three New Digital Payments Initiatives

    By Editors | 24/09/2022

    The three initiatives have the potential to revolutionise the digital payments ecosystem, said NPCI.

    Capital / Liquidity

    RBI Removes Restrictions on Central Bank of India

    By Editors | 21/09/2022

    The bank is no longer in breach of the PCA parameters based on figures for the year ended 31 March 2022, the RBI said.

    Securities / Derivatives

    RBI Warns Against Use of Unauthorised FX Platforms

    By Editors | 12/09/2022

    The RBI lists 34 FX trading platforms it says are not authorised to operate in India. The list include FXCM, XTB, TD Ameritrade, eToro, and IG Markets.

    Fintech / Regtech

    Singapore-India Real-time Payments Launch Delayed to December

    By Editors | 12/09/2022

    At least five Indian banks are reportedly in talks with Singapore’s DBS regarding the PayNow-UPI linkage, which was initially meant to launch in July 2022.

    Fintech / Regtech

    India Raids Payment Firms in Digital Lending App Probe

    By Editors | 06/09/2022

    The Enforcement Directorate said digital loan app providers involved in extortion and harassment of members of the public are controlled and operated by Chinese persons.

    AML / KYC

    RBI Issues New Guidelines on Digital Lending

    By Sanday Chongo Kabange | 06/09/2022

    The guidelines are applicable to existing customers availing fresh loans and new customers getting onboarded. Existing digital loans must be in compliance by 30 November.

    Crypto / Digital Assets

    India: Four Public Sector Banks to Run CBDC Pilot

    By Editors | 05/09/2022

    The RBI has reportedly asked State Bank of India, Punjab National Bank, Union Bank of India and Bank of Baroda to run a CBDC pilot internally.

    AML / KYC

    Indian Banks Inconsistently Reporting Fraud Incidents to Regulator

    By Editors | 31/08/2022

    Kotak Mahindra Bank suggests such digital frauds are not being reported by other banks, making its own figures look disproportionately higher.

    Big Picture

    Better Governance Needed to Promote Bank Soundness: RBI

    By Editors | 28/08/2022

    A new study suggests public sector banks may need greater autonomy to improve their governance structures.

    Fintech / Regtech

    RBI Releases Amex from Restrictions Imposed Last Year

    By Editors | 26/08/2022

    The restrictions imposed on Diners Club and Mastercard for violations of India’s data storage rules have also already been lifted.

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