Reserve Bank of India

    Capital / Liquidity

    India Resists ESMA Requirements on CCP Recognition – Reports

    By Manesh Samtani | 14/11/2022

    ESMA decision will block EU banks from dealing with Indian CCPs after 30 April 2023. India faces similar standoffs with UK and Japanese regulators.

    Capital / Liquidity

    RBI Eases Requirements for Rural Banks to Offer Internet Banking

    By Editors | 08/11/2022

    The net worth requirement and net NPA eligibility criteria have been relaxed, to promote the spread of digital banking for customers in rural areas.

    Crypto / Digital Assets

    RBI Starts Testing CBDC in G-Sec Trade Settlement

    By Editors | 01/11/2022

    The RBI will also commence testing of a retail CBDC “within a month” in select locations in “closed user groups comprising customers and merchants”.

    AML / KYC

    RBI Grants First Vostro Approvals to Russian Banks

    By Editors | 26/10/2022

    Sberbank and VTB Bank have been granted approval to open vostro accounts in India to settle rupee trade transactions.

    Capital / Liquidity

    India: ISDA Requests Details on CCIL’s Proposed UMR Services

    By Editors | 24/10/2022

    ISDA has responded to CCIL proposals to create a margining and collateral service for non-centrally cleared OTC derivatives trades in India.

    Fintech / Regtech

    RBI Consults on New Master Directions on IT Governance

    By Sanday Chongo Kabange | 23/10/2022

    Regulated entities will have to obtain source code from vendors for critical applications or ensure a software escrow agreement is in place.

    Capital / Liquidity

    RBI Tightens Rules for Unhedged Foreign Currency Exposures

    By Editors | 20/10/2022

    The RBI tightened rules that require banks to factor borrowers’ unhedged foreign currency exposures into their credit-granting and loss-provisioning decisions.

    Fintech / Regtech

    India Launches Digital Banking Units to Advance Financial Inclusion

    By Editors | 19/10/2022

    The units were established by 24 banks to house digital infrastructure for the delivery of digital banking products and services in self-service and assisted mode.

    Capital / Liquidity

    RBI Tightens Rules on Disclosing NPA, Provisioning Divergences

    By Editors | 18/10/2022

    Norms that apply to commercial banks on disclosing NPA and provisioning divergences are being tightened, and extended to UCBs.

    Securities / Derivatives

    RBI Directs Bank to Reduce Activity in Offshore Rupee Market

    By Editors | 18/10/2022

    The RBI started allowing local banks to participate in the NDF market in 2020, but their activity is adding further downward pressure on the rupee.

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