Reserve Bank of India

    Capital / Liquidity

    RBI Announces Measures to Cushion Falling Rupee

    By Editors | 09/07/2022

    The RBI has exempted FPIs from a cap on investments in government securities and corporate bonds. FPIs can also buy short-duration corporate debt.

    Fintech / Regtech

    RBI Issues Draft Rules on Managing IT Outsourcing Risks

    By Sanday Chongo Kabange | 28/06/2022

    Regulated entities don’t require specific approvals to outsource IT services, but appropriate policies and a risk management framework must be in place.

    Capital / Liquidity

    RBI to Require Banks to Use ECL Approach in Provisioning

    By Editors | 28/06/2022

    Banks were initially due to use the ECL approach to estimate and provision for credit losses from 1 April 2018, but the RBI had deferred implementation.

    RBI Gets Recommendations on Streamlining Regulatory Requirements

    By Editors | 25/06/2022

    The RBI’s Regulations Review Authority has also recommended the total elimination of paper-based returns.

    Fintech / Regtech

    RBI 2025 Vision Targets Growth in Digital Payments

    By Mark Johnston | 23/06/2022

    The vision document outlines plans to introduce a framework for regulating all “significant intermediaries” in the payments ecosystem, as well as regulations for bigtech, fintechs and BNPL.

    Crypto / Digital Assets

    India: Crypto Exchanges Call on NPCI to Restore UPI Services

    By Mark Johnston | 22/06/2022

    Since April, Indian crypto exchanges have not been able to accept deposits via the UPI. BACC members are asking for a reversal of the decision.

    Securities / Derivatives

    SEBI Allows Mutual Funds to Resume Overseas Investing

    By Editors | 21/06/2022

    In February, SEBI advised mutual funds to halt further investments in foreign stocks to avoid breaching industry-wide regulatory limits.

    Enforcement

    RBI Releases Mastercard from Restrictions Imposed Last Year

    By Editors | 20/06/2022

    Mastercard was barred from onboarding new domestic customers in July last year due to noncompliance with India’s data storage rules.

    Securities / Derivatives

    RBI Consults on Initial Margin Rules for Uncleared OTC Derivatives

    By Manesh Samtani | 20/06/2022

    VM rules were proposed in 2020 and will now take effect from 1 December 2022. IM rules are open for comment until 29 July 2022.

    Capital / Liquidity

    RBI Doubles Lending Limits for Cooperative Banks

    By Editors | 19/06/2022

    The higher lending caps are intended to account for rising housing prices and customer needs, the RBI said.

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