RESERVE BANK OF INDIA

    AML / KYC

    RBI Allows Regulated Entities to Use Video-based KYC

    By Editors | 10/01/2020

    Financial services firms can record video and capture photos of customers presenting their identity document for verification. Electronically-submitted and digitally-signed documents can also be accepted.

    Capital / Liquidity

    RBI Introduces Supervisory Action Framework for Troubled UCBs

    By Editors | 09/01/2020

    Under the framework, the RBI will monitor UCBs’ asset quality, profitability and capital, and initiate supervisory action when specific thresholds are breached.

    Market Infrastructure

    RBI Allows Banks to Offer FX Trading Beyond Market Hours

    By Editors | 08/01/2020

    The move is aimed at improving the ability of market participants to hedge currency risk in the onshore rupee market to boost domestic trading volumes.

    Fintech / Regtech

    India’s NPCI Unveils DLT Based Platform to Further Streamline Payments

    By Editors | 07/01/2020

    The Vajra Platform will enhance data security and transparency, facilitate real-time transactions and reduce reconciliation challenges and processing errors, the NPCI said.

    Securities / Derivatives

    RBI Expands Scope of Currency Derivatives Reporting Regime

    By Editors | 07/01/2020

    To date, the reporting framework only required banks to report currency derivatives transactions worth over $1mn. All transactions below this threshold now have to be reported.

    Market Infrastructure

    RBI Names Six ‘Significant’ Financial Benchmarks

    By Editors | 06/01/2020

    Financial Benchmarks India Pvt Ltd has three months to make an application to the RBI for authorisation to continue administering the benchmarks.

    Enforcement

    Indian Police Lay Charges Against Five in PMC Bank Fraud Case

    By Editors | 01/01/2020

    The 32,000-page charge sheet lays out charges against three executives from PMC Bank and two promoters of HDIL, which received about 67bn rupees in ‘hidden’ loans.

    Capital / Liquidity

    UPDATE – RBI Tightens Scrutiny of Urban Cooperative Banks

    By Editors | 31/12/2019

    The RBI is tightening exposure limits, mandating that a larger proportion of loans come from small borrowers, and requiring bigger UCBs to report large exposures on a quarterly basis.

    Fintech / Regtech

    RBI Caps Lenders’ Exposures to P2P Platform Borrowers

    By Editors | 28/12/2019

    The RBI has set a 5mn rupee cap on the aggregate exposure a lender can have to borrowers on P2P lending platforms, and a 1mn rupee cap for lenders with a net worth under 5mn rupees.

    Market Infrastructure

    RBI Allows IFSC Banks to Open Foreign Currency Current Accounts

    By Editors | 26/12/2019

    IFSC Banking Units will be allowed to open foreign currency current accounts for entities operating in Gift City, including non-resident institutional investors and corporate borrowers.

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