Reserve Bank of India

Fraud, Scams & Cybercrime

India Steps Up Measures to Combat Fraudulent Loan Apps

By Nithya Subramanian | 20/03/2026

Regulators have launched an official app directory, enhanced enforcement measures, and clarified rules to protect consumers from unauthorised mobile lending platforms.

Operational Risk

RBI Mandates Disclosure of Deposit Insurance Premiums by Banks

By Nithya Subramanian | 18/03/2026

Banks must now report timely payment of DICGC premiums and disclose arrears under new RBI rules aligned with the risk-based premium framework.

Payments & Settlements

India Panel Calls for Tiered UPI Charges to Ensure Sustainability

By Nithya Subramanian | 16/03/2026

A parliamentary committee has recommended a tiered fee structure for UPI to address financial viability and cybersecurity risks.

Clearing & Post-Trade

India, EU Still Disagree on CCP Oversight Despite MoU Signing - Report

By Manesh Samtani | 16/03/2026

The January agreement is contingent on the EU addressing India’s concerns over the extraterritorial oversight of its CCPs in the next EMIR review.

Fraud, Scams & Cybercrime

India Freezes Over 90 Accounts in IDFC First Bank Fraud Probe

By Editors | 16/03/2026

The case involves the alleged siphoning of government funds through shell firms, bogus billing, and with the assistance of former bank employees.

Capital Adequacy

RBI Tightens Bank Dividend Rules, Links Payouts to Capital Strength

By Nithya Subramanian | 12/03/2026

New rules, effective FY27, link dividend payouts to capital strength and asset quality, capping distributions at 75% of profit after tax.

Credit Risk

RBI Revises Counterparty Credit Risk Rules to Align with Basel Norms

By Nithya Subramanian | 11/03/2026

New rules clarify capital charges for clearing members and revise add-on factors for derivatives, lowering them for some contracts while raising them for others.

Capital Adequacy

RBI Allows NBFCs, HFCs to Include Quarterly Profits in Capital Calculations

By Nithya Subramanian | 11/03/2026

New rules permit the inclusion of reviewed or audited quarterly profits in owned funds, a move expected to boost capital flexibility for non-bank lenders.

Credit Risk

RBI Probes Standard Chartered Over Alleged Collusive Asset Sales in India

By Editors | 11/03/2026

India's junior finance minister confirms the central bank is examining complaints alleging the lender sold assets linked to developers at discounted values.