Reserve Bank of India

Fintech / Regtech

RBI Outlines Focus Areas for 2025-26 in New Annual Report

By Manesh Samtani | 03/06/2025

The RBI’s latest annual report emphasises a focus on digital payments, fraud prevention, cyber resilience, and customer protection.

Capital / Liquidity

India’s FinMin Urges RBI to Rethink Gold Loan Guidelines

By Nithya Subramanian | 02/06/2025

The Ministry of Finance has also proposed delaying the implementation to ensure that banks and NBFCs have the requisite systems in place.

Securities / Derivatives

SEBI Bans Former IndusInd Bank Executives for Insider Trading

By Editors | 30/05/2025

The regulator also directed the executives to disgorge $2.37mn, representing losses avoided by trading on unpublished price-sensitive information.

Fintech / Regtech

RBI Establishes Six-Member Board to Regulate Payment Systems

By Mark Johnston | 29/05/2025

The new Payments Regulatory Board integrates government-nominated representatives while keeping the RBI at the helm.

Capital / Liquidity

India Eyes Regional Rupee Lending in International Push

By Editors | 28/05/2025

India may allow banks to lend rupees overseas, starting with neighbours, to boost the currency’s international use in trade.

Capital / Liquidity

RBI Creates More “Flexible” Economic Capital Framework

By Nithya Subramanian | 27/05/2025

The revision strengthens risk provisioning and provides greater flexibility in surplus transfers, aiming to bolster RBI’s resilience to withstand financial shocks.

AML / KYC

RBI Proposes Measures to Help Address Dormant Bank Accounts

By Nithya Subramanian | 27/05/2025

Banks must offer KYC update services at all branches and through video verification, while also enabling Business Correspondents to assist in the process.

Capital / Liquidity

RBI Proposes New Capital-Raising Pathways for UCBs

By Mark Johnston | 26/05/2025

RBI unveils new capital-raising avenues for urban co-operative banks, while also boosting transparency and market accessibility.

Capital / Liquidity

RBI to Relax AIF Investment Norms for Regulated Entities

By Nithya Subramanian | 21/05/2025

The draft norms propose a 10% cap on an RE’s investment in any AIF scheme, along with conditional provisioning requirements.