Reserve Bank of India

    KYC & CDD

    RBI Orders Paytm Payments Bank to Stop Onboarding Clients

    By Editors | 19/03/2022

    The bank reportedly violated rules by allowing data to flow to servers overseas and did not properly verify thousands of customers.

    Cloud & Infrastructure

    RBI Lifts Restrictions on Digital Product Launches at HDFC

    By Editors | 16/03/2022

    The restrictions were imposed in 2020 in response to multiple digital outages that impacted customers. HDFC is India’s largest private bank.

    Payments & Settlements

    RBI Launches New Services to Drive Digital Payments Adoption

    By Editors | 15/03/2022

    UPI-based instant payments can be enabled on some 400 million feature phones in India that do not have an internet connection.

    Cloud & Infrastructure

    RBI Directs Selected NBFCs to Centralise Core Systems

    By Sanday Chongo Kabange | 28/02/2022

    Middle and upper layer NBFCs with ten or more places of operation will be required to implement a core financial services solution by 30 September 2025.

    Credit Risk

    RBI Extends Deadline for New NBFC Asset Classification Norms

    By Mark Johnston | 22/02/2022

    The new norms would have led to a spike in non-performing assets for NBFCs and, hence, higher provisioning.

    Structural Regulation

    RBI to Consolidate Reg Reporting Requirements in Single View

    By Editors | 21/02/2022

    The RBI will withdraw 100 circulars and consolidate all regulatory reporting and return submission requirements on a single webpage.

    Trading & Investment

    RBI Allows Banks to Deal in Foreign Currency Settled OIS

    By Editors | 15/02/2022

    AD Cat-I banks are eligible to offer foreign currency settled overnight indexed swaps to persons not resident in India as well as to other AD Cat-I banks.

    Trading & Investment

    RBI Finalises Master Directions for Credit Derivatives Market

    By Manesh Samtani | 14/02/2022

    The revised directions are aimed at helping to develop more liquidity in the corporate bond market, especially for the bonds of lower-rated issuers.

    Trading & Investment

    RBI Raises Cap on FPI Investment in Debt Securities

    By Editors | 11/02/2022

    The INR 1.5 trillion limit on FPI investment via the ‘Voluntary Retention Route’ has been nearly exhausted. The new INR 2.5 trillion limit takes effect on 1 April.

    CBDCs

    India to Introduce Digital Rupee in Coming Fiscal Year

    By Manesh Samtani | 03/02/2022

    Finance minister Nirmala Sitharaman said the RBI will introduce a CBDC in the coming fiscal year and crypto profits will be taxed at 30 percent.

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