Reserve Bank of India

Conduct, Culture & Accountability

RBI Proposes Stricter Rules to Curb Mis-Selling and Protect Consumers

By Nithya Subramanian | 13/02/2026

The new rules aim to curb “dark pattern” sales practices and strengthen oversight of agency and referral arrangements.

Conduct, Culture & Accountability

RBI Withdraws 2021 Grievance Redress Framework for Banks

By Editors | 12/02/2026

The move follows the introduction of new disclosure directions and an updated ombudsman scheme, consolidating existing requirements for banks.

Payments & Settlements

Swift Partners with Indian Banks on Cross-Border Payments

By Editors | 12/02/2026

The initiative aims to improve speed and transparency for consumer payments, aligning with India's 'Payments Vision 2025' and G20 goals.

Credit Risk

RBI Proposes Easing Lending Norms for Co-operative Banks

By Editors | 11/02/2026

The draft rules would raise the aggregate ceiling for unsecured loans and deregulate housing loan terms for some lenders.

Structural Regulation

RBI Proposes Registration Exemption for Small, Low-Risk NBFCs

By Editors | 11/02/2026

Draft rules would create a new 'Unregistered Type I' class for firms with assets under INR 10 billion that do not use public funds.

Trading & Investment

ISDA Urges India to Permit Onshore OTC Commodity Derivatives

By Manesh Samtani | 11/02/2026

ISDA says move would help firms manage risk and give regulators better oversight, recommends phased legal and regulatory reforms.

Fraud, Scams & Cybercrime

India’s Top Court Orders Agencies to Coordinate on Digital Arrest Scams

By Nithya Subramanian | 11/02/2026

The RBI, banks, CBI, and other agencies are directed to coordinate on prevention, victim compensation, and stricter safeguards against fraudulent transactions.

Cloud & Infrastructure

India’s ICAI and RBI Launch Real-Time Verification of Documents

By Nithya Subramanian | 10/02/2026

The MoU to enable real-time verification of UDINs aims to strengthen document authenticity, improve regulatory oversight, and reduce risks from forged financial documents.

Credit Risk

RBI Eases Lending Norms to Boost Credit for Small Businesses

By Nithya Subramanian | 10/02/2026

Banks can now extend collateral-free loans of up to INR 2 million to MSEs, and up to INR 2.5 million in select cases, to improve credit access.