Reserve Bank of India

Trading & Investment

RBI Proposes Major Overhaul of Credit Derivatives Framework

By Nithya Subramanian | 10/02/2026

Draft rules aim to deepen corporate bond market by introducing new products, expanding user eligibility, and setting stricter guardrails.

Trading & Investment

RBI Streamlines FPI Debt Cap Under Voluntary Retention Route

By Nithya Subramanian | 09/02/2026

The RBI has merged VRR investment limits into the broader FPI debt ceilings, aiming to encourage long-term investments in government and corporate bonds.

Fraud, Scams & Cybercrime

RBI to Introduce Compensation Framework for Digital Payment Fraud

By Nithya Subramanian | 09/02/2026

The RBI plans a compensation framework for small-value digital frauds and will issue draft rules to tighten oversight of mis-selling and loan recovery agents.

Emerging Prudential Risks

RBI to Permit Bank Lending to REITs, Eases NBFC Rules

By Manesh Samtani | 09/02/2026

The RBI also doubling collateral-free loan limits for small firms and exempting certain low-risk NBFCs from registration.

Emerging Prudential Risks

RBI Adopts Risk-based Pricing for Deposit Insurance

By Nithya Subramanian | 09/02/2026

RBI will replace the flat-rate deposit insurance premium with a risk-based framework from April 2026, linking banks’ contributions to their risk profiles.

Alternative Markets

SEBI Proposes Easier Rules for REITs and InvITs to Boost Investment

By Nithya Subramanian | 09/02/2026

The proposals aim to enhance operational efficiency by allowing REITs and InvITs to access a wider range of investment options, increase flexibility in managing borrowings, and reduce compliance burdens.

Payments & Settlements

India in Talks to Link UPI With Alipay+ for Cross-Border Payments

By Nithya Subramanian | 04/02/2026

The proposed linkage would expand UPI’s global reach but faces security and regulatory reviews due to Alipay+’s Chinese origins.

Payments & Settlements

Bank Indonesia Joins Nexus Project to Strengthen Cross-Border Payments

By Nithya Subramanian | 04/02/2026

Joining the BIS-led initiative will help lower costs, improve speed and expand access to international transfers by linking domestic instant payment systems across borders.

Structural Regulation

India Expands Market Access for EU Banks Under New FTA

By Nithya Subramanian | 02/02/2026

European banks will be allowed to open up to 15 branches in India over four years, alongside provisions permitting 100 percent FDI in insurance and 74 percent in banking services.