Reserve Bank of India

Capital / Liquidity

RBI Finalises New Large Exposure and Intragroup Exposure Rules

By Manesh Samtani | 05/12/2025

RBI clarifies intragroup exposures for foreign banks, permits use of accrued profits in capital, and repeals 2016 market mechanism framework.

India Tightens Rules for Banks on Language Services

By Nithya Subramanian | 05/12/2025

Banks will have to ensure customer communications and commonly used printed materials are issued in Hindi, English and the relevant regional language.

Capital / Liquidity

RBI Extends LRS Daily Reporting to AD-II Banks and Money Changers

By Nithya Subramanian | 04/12/2025

Effective 1 January 2026, AD Category-II banks and money changers must file daily LRS returns directly to the RBI’s CIMS platform, aimed at tightening monitoring of individual remittances.

Fintech / Regtech

RBI to Roll Out AI Tools to Speed Up Complaint Handling

By Nithya Subramanian | 04/12/2025

The RBI will deploy AI-driven tools and strengthen internal processes to tackle rising complaint volumes and cut delays in resolving digital-payment disputes.

Capital / Liquidity

RBI Retains SBI, HDFC Bank and ICICI Bank as D-SIBs on 2025 List

By Nithya Subramanian | 04/12/2025

SBI, HDFC Bank and ICICI Bank have kept their positions on the 2025 D-SIB list, remaining in the same bucketing structure as the 2024 list.

Fintech / Regtech

India Launches New Credit Assessment Model for MSMEs

By Nithya Subramanian | 03/12/2025

The new framework introduces a fully digital, data-driven framework to improve the speed and accuracy of loan appraisals.

Fintech / Regtech

RBI Issues Guidelines for Digital Banking Channels

By Nithya Subramanian | 03/12/2025

The updated digital banking rules consolidate guidelines and strengthen authorisation, security and customer protection as online and mobile services expand.

ESG / Sustainability

RBI Unveils Five-Year Strategy to Advance Financial Inclusion

By Nithya Subramanian | 02/12/2025

The strategy outlines five core objectives and 47 action points aimed at improving last-mile access, strengthening consumer protection, and promoting financial services across India.

AML / KYC

RBI Harmonises KYC Rules for All Entities in Payments Industry

By Nithya Subramanian | 02/12/2025

The framework covers prepaid issuers, payment aggregators, AePS operators and remittance providers, standardising compliance requirements and removing ambiguity.