Reserve Bank of India

Market Infrastructure

RBI to Review Trading, Settlement Timings of Financial Markets

By Editors | 10/02/2025

A working group will review trading and settlement timings for RBI-regulated financial markets such as interest rate and FX markets.

Capital / Liquidity

RBI Cuts Interest Rates and Defers New Banking Rules

By Manesh Samtani | 08/02/2025

The interest rate cut is the first in nearly five years. Implementation of three major banking regulations will be deferred.

Crypto / Digital Assets

MobiKwik, Cred Become First Non-Banks to Offer CBDCs in India

By Nithya Subramanian | 05/02/2025

The e-rupee wallets allow users to send funds to and receive funds from other e-rupee wallets as well as regular bank accounts using UPI.

Fintech / Regtech

RBI Tightens Penalties Framework for Payment System Offences

By Nithya Subramanian | 01/02/2025

The framework includes monetary penalties and compounding offences to tighten compliance in the digital payments sector.

Capital / Liquidity

RBI Announces Largest Liquidity Injection Since Pandemic

By Manesh Samtani | 31/01/2025

The new measures are aimed at addressing a INR 3 trillion liquidity shortfall caused by the RBI’s own intervention in the FX markets

Fintech / Regtech

RBI Directs FIs to Implement Safeguards Against Fraud

By Nithya Subramanian | 22/01/2025

The RBI asked banks and other financial institutions to strengthen safeguards against fraud involving mobile numbers

Capital / Liquidity

RBI Issues Guidelines for ARCs on Settlement of Dues of Borrowers

By Nithya Subramanian | 21/01/2025

The revised guidelines mandate stricter oversight, independent reviews, and enhanced transparency for ARCs in resolving borrower dues

Capital / Liquidity

RBI Releases List of Upper Layer NBFCs for 2024-25

By Mark Johnston | 20/01/2025

Upper-layer NBFCs are subject to higher capital requirements, stricter governance standards, enhanced disclosure norms and closer supervision

RBI Eases FEMA Rules to Boost Rupee Use in Cross-border Transactions

By Nithya Subramanian | 18/01/2025

The RBI has also signed MoUs with the central banks of UAE, Indonesia and Maldives to encourage the use of local currencies in trade and investment.