Reserve Bank of India

Credit Risk

RBI Tightens Priority Sector Lending Rules to Boost Compliance

By Nithya Subramanian | 20/01/2026

Banks would be required to obtain external auditor certification for priority sector loans routed through intermediaries, to curb misclassification and prevent double counting.

Conduct, Culture & Accountability

RBI Revamps Integrated Ombudsman Scheme with Centralised Complaint Hub

By Nithya Subramanian | 20/01/2026

The central bank has updated its ombudsman framework and will set up a central complaints processing centre to streamline grievance redressal against banks and NBFCs.

Clearing & Post-Trade

SEBI Proposes to Allow FPI Netting of Funds for Cash Market Trades

By Nithya Subramanian | 20/01/2026

The markets regulator has proposed allowing FPIs to offset purchase and sale proceeds to reduce liquidity strain and funding costs.

Anti-Money Laundering

RBI Revamps FEMA Trade Rules, Bars Advance Gold and Silver Payments

By Nithya Subramanian | 19/01/2026

The new consolidated foreign exchange regulations and tighter precious metals import remittance rules aim to streamline trade compliance and enhance forex oversight.

Anti-Money Laundering

FIU-India Ramps Up AI-led AML Enforcement, Crypto Sector Oversight

By Nithya Subramanian | 19/01/2026

The FIU-IND expanded supervision across banks, markets and crypto platforms, using AI-led analytics to speed up investigations and strengthen cooperation with domestic and global agencies.

Capital Adequacy

RBI Proposes Raising Bank Dividend Payout Cap to 75%

By Nithya Subramanian | 16/01/2026

The draft norms propose increasing the dividend payout limit for banks while introducing stricter capital adequacy and asset quality thresholds.

Structural Regulation

RBI Recognises FEDAI as an SRO for Authorised Dealers

By Nithya Subramanian | 16/01/2026

The RBI has given FEDAI one year to align its governance with the central bank’s omnibus SRO framework and expand its membership.

Payments & Settlements

ADB Urges Policy Action to Address APAC's Trade Finance Gap

By Manesh Samtani | 16/01/2026

New report recommends accelerated digitalisation, expanded supply chain finance, and better data to unlock trade potential in the region.

Structural Regulation

India's Inclusion in Global Bond Index Deferred by Operational Hurdles

By Editors | 15/01/2026

Decision to include Indian government bonds in global index deferred until at least mid-2026 due to market infrastructure issues.