Reserve Bank of India

Fintech / Regtech

RBI Committee Proposes AI Governance Framework for Financial Sector

By Sanday Chongo Kabange | 15/08/2025

High-level committee calls for mandatory board policies, AI audits, and public disclosures to govern the use of artificial intelligence.

AML / KYC

RBI Revamps KYC Rules on Disability Access After Court Order

By Manesh Samtani | 15/08/2025

The RBI has issued new directives to ensure non-discriminatory access for disabled persons and has expanded due diligence requirements following a Supreme Court ruling.

Fintech / Regtech

India's Cross-Border UPI Payments Surge as Global Footprint Expands

By Sanday Chongo Kabange | 14/08/2025

Transaction volumes and values show sharp growth in the current fiscal year, after the UPI system went live in seven countries.

Trending

RBI Mandates Continuous Cheque Clearing with Hourly Settlements

By Manesh Samtani | 14/08/2025

The new system, rolling out from 4 October, will replace the current batch process and require banks to confirm cheques within hours or face deemed approval.

Capital / Liquidity

RBI Governor Affirms Banks’ Autonomy on Minimum Balance Rules

By Nithya Subramanian | 13/08/2025

The RBI has clarified that setting minimum account balances is a commercial decision for banks and does not fall under its regulatory domain.

Fintech / Regtech

Indian Banks Propose Raising GST Threshold to Drive Digital Payments

By Editors | 12/08/2025

Lenders are advising policymakers to raise the GST registration threshold to prevent merchants from reverting to cash.

Capital / Liquidity

RBI Grants First Universal Banking Licence in Over 10 Years

By Editors | 11/08/2025

The RBI has granted 'in-principle' approval to AU Small Finance Bank Ltd, outlining a clear regulatory path for other small finance banks.

Fintech / Regtech

RBI Governor Addresses UPI Fee Speculation

By Mark Johnston | 11/08/2025

RBI Governor clarified that end-users will not necessarily pay for UPI, but stressed that a sustainable cost-recovery model is needed.

Capital / Liquidity

RBI Panel Recommends Overhaul of Central Bank Liquidity Framework

By Mark Johnston | 11/08/2025

RBI panel recommends retaining call money rate as policy target and shifting to 14-day to 7-day operations to refine liquidity management.