Reserve Bank of India

ESG / Sustainability

RBI Standardises Framework for Basic Bank Accounts Across Industry

By Nithya Subramanian | 08/12/2025

The central bank has unified BSBD account norms nationwide, expanding free services and updating digital and KYC requirements across every class of bank.

Enforcement

RBI Enforces Weekly Credit Reporting, Mandates CKYC Use

By Nithya Subramanian | 08/12/2025

RBI has ordered all lenders to shift to weekly borrower-data submissions and include CKYC identifiers in every report, effective 1 July 2026.

Capital / Liquidity

Russian Banks Seeking RBI Approval to Expand Footprint in India

By Nithya Subramanian | 08/12/2025

Gazprombank and Alfa Bank seek RBI approval as the leaders of both countries agree to develop bilateral payment systems and expand trade.

Capital / Liquidity

RBI Finalises New Large Exposure and Intragroup Exposure Rules

By Manesh Samtani | 05/12/2025

RBI clarifies intragroup exposures for foreign banks, permits use of accrued profits in capital, and repeals 2016 market mechanism framework.

India Tightens Rules for Banks on Language Services

By Nithya Subramanian | 05/12/2025

Banks will have to ensure customer communications and commonly used printed materials are issued in Hindi, English and the relevant regional language.

Capital / Liquidity

RBI Extends LRS Daily Reporting to AD-II Banks and Money Changers

By Nithya Subramanian | 04/12/2025

Effective 1 January 2026, AD Category-II banks and money changers must file daily LRS returns directly to the RBI’s CIMS platform, aimed at tightening monitoring of individual remittances.

Fintech / Regtech

RBI to Roll Out AI Tools to Speed Up Complaint Handling

By Nithya Subramanian | 04/12/2025

The RBI will deploy AI-driven tools and strengthen internal processes to tackle rising complaint volumes and cut delays in resolving digital-payment disputes.

Capital / Liquidity

RBI Retains SBI, HDFC Bank and ICICI Bank as D-SIBs on 2025 List

By Nithya Subramanian | 04/12/2025

SBI, HDFC Bank and ICICI Bank have kept their positions on the 2025 D-SIB list, remaining in the same bucketing structure as the 2024 list.

Fintech / Regtech

RBI Issues Guidelines for Digital Banking Channels

By Nithya Subramanian | 03/12/2025

The updated digital banking rules consolidate guidelines and strengthen authorisation, security and customer protection as online and mobile services expand.