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Fintech / Regtech
RBI Tightens Digital Lending Norms, Mandates App Reporting
By Manesh Samtani | 11/05/2025
RBI seeks to bolster consumer protection and transparency in digital lending with new rules requiring app registration and stricter data privacy.
Market Infrastructure
RBI Working Group Proposes to Extend Call Money Market Hours
By Nithya Subramanian | 09/05/2025
A working group has proposed synchronising market repo and TREP timings, while not changing schedules for interest rate derivatives and FX markets.
Capital / Liquidity
RBI Proposes Easing Vostro Account Investment Limits
By Nithya Subramanian | 08/05/2025
The RBI has proposed lifting investment caps on SRVAs to broaden participation in the framework and support rupee internationalisation.
Enforcement
RBI Approves Interim Leadership Committee for IndusInd Bank
By Nithya Subramanian | 02/05/2025
The interim executive committee was formed after the abrupt exit of CEO Sumant Kathpalia, who resigned amid controversy over misreported derivative trades.
Fintech / Regtech
RBI Directs Regulated Entities to Use RAVAAH Portal from 1 May
By Editors | 01/05/2025
PRAVAAH is a centralised web-based platform launched in May 2024 for regulated entities to submit applications for authorisations, licences, and approvals.
AML / KYC
RBI Rolls Out ‘bank.in’ Domain to Guard Against Fraudsters
By Nithya Subramanian | 24/04/2025
Banks have until 31 October to migrate to a ‘.bank.in’ domain, which should help mitigate the risks of phishing, spoofing, and other cyber-related frauds.
AML / KYC
RBI Permits Minors to Independently Operate Bank Accounts
By Nithya Subramanian | 23/04/2025
Children aged 10 and above have been permitted to independently operate savings and term deposit accounts.
Capital / Liquidity
RBI Defers Tougher LCR Rules to 2026, Easing Pressure on Banks
By Mark Johnston | 22/04/2025
The RBI has halved the run-off factor for retail deposits enabled with internet and mobile banking facilities, and deferred implementation to April 2026
AML / KYC
RBI and FIU-IND Sign MoU on AML Cooperation, Info-sharing
By Editors | 21/04/2025
FIU-IND and RBI will also cooperate on industry outreach and training, supervision and monitoring, and conducting risk assessments.
Capital / Liquidity
RBI Releases New Consolidated Guidelines for Gold Loans
By Nithya Subramanian | 17/04/2025
The maximum permissible LTV ratio is 75% of the gold’s value. Any breach of the LTV limit for over 30 days will attract a 1% provisioning requirement.
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