RESERVE BANK OF INDIA

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    Fintech / Regtech

    RBI Tightens Digital Lending Norms, Mandates App Reporting

    By Manesh Samtani | 11/05/2025

    RBI seeks to bolster consumer protection and transparency in digital lending with new rules requiring app registration and stricter data privacy.

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    Market Infrastructure

    RBI Working Group Proposes to Extend Call Money Market Hours

    By Nithya Subramanian | 09/05/2025

    A working group has proposed synchronising market repo and TREP timings, while not changing schedules for interest rate derivatives and FX markets.

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    Capital / Liquidity

    RBI Proposes Easing Vostro Account Investment Limits

    By Nithya Subramanian | 08/05/2025

    The RBI has proposed lifting investment caps on SRVAs to broaden participation in the framework and support rupee internationalisation.

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    Enforcement

    RBI Approves Interim Leadership Committee for IndusInd Bank

    By Nithya Subramanian | 02/05/2025

    The interim executive committee was formed after the abrupt exit of CEO Sumant Kathpalia, who resigned amid controversy over misreported derivative trades.

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    Fintech / Regtech

    RBI Directs Regulated Entities to Use RAVAAH Portal from 1 May

    By Editors | 01/05/2025

    PRAVAAH is a centralised web-based platform launched in May 2024 for regulated entities to submit applications for authorisations, licences, and approvals.

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    AML / KYC

    RBI Rolls Out ‘bank.in’ Domain to Guard Against Fraudsters

    By Nithya Subramanian | 24/04/2025

    Banks have until 31 October to migrate to a ‘.bank.in’ domain, which should help mitigate the risks of phishing, spoofing, and other cyber-related frauds.

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    AML / KYC

    RBI Permits Minors to Independently Operate Bank Accounts

    By Nithya Subramanian | 23/04/2025

    Children aged 10 and above have been permitted to independently operate savings and term deposit accounts.

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    Capital / Liquidity

    RBI Defers Tougher LCR Rules to 2026, Easing Pressure on Banks

    By Mark Johnston | 22/04/2025

    The RBI has halved the run-off factor for retail deposits enabled with internet and mobile banking facilities, and deferred implementation to April 2026

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    AML / KYC

    RBI and FIU-IND Sign MoU on AML Cooperation, Info-sharing

    By Editors | 21/04/2025

    FIU-IND and RBI will also cooperate on industry outreach and training, supervision and monitoring, and conducting risk assessments.

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    Capital / Liquidity

    RBI Releases New Consolidated Guidelines for Gold Loans

    By Nithya Subramanian | 17/04/2025

    The maximum permissible LTV ratio is 75% of the gold’s value. Any breach of the LTV limit for over 30 days will attract a 1% provisioning requirement.

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