Reserve Bank of India

Fintech / Regtech

RBI Issues Guidelines for Digital Banking Channels

By Nithya Subramanian | 03/12/2025

The updated digital banking rules consolidate guidelines and strengthen authorisation, security and customer protection as online and mobile services expand.

ESG / Sustainability

RBI Unveils Five-Year Strategy to Advance Financial Inclusion

By Nithya Subramanian | 02/12/2025

The strategy outlines five core objectives and 47 action points aimed at improving last-mile access, strengthening consumer protection, and promoting financial services across India.

AML / KYC

RBI Harmonises KYC Rules for All Entities in Payments Industry

By Nithya Subramanian | 02/12/2025

The framework covers prepaid issuers, payment aggregators, AePS operators and remittance providers, standardising compliance requirements and removing ambiguity.

Fintech / Regtech

India Launches New Platform to Give RBI Greater Payments Visibility

By Nithya Subramanian | 02/12/2025

The 'Banking Connect' platform gives the RBI real-time visibility into net-banking fund transfers, replacing long reporting delays and tightening oversight of high-risk payment flows.

Securities / Derivatives

SEBI Orders Debenture Trustees to Ring-Fence Non-Regulated Activities

By Nithya Subramanian | 30/11/2025

The move requires the creation of separate business units and enhanced disclosures, aiming to prevent conflicts of interest and protect investors.

Fintech / Regtech

India's Digital Stack: Turning Data Into Dollars for Asia's Unbanked

By Nathan Lynch | 27/11/2025

India's open-source tech stack has delivered bank accounts to almost a billion people, a model that Asia's emerging markets can emulate in their quest to foster financial inclusion and fight financial crime.

Capital / Liquidity

RBI Governor: Proportionate Framework is Cornerstone of Financial Regulation

By Nithya Subramanian | 25/11/2025

RBI Governor Sanjay Malhotra outlined a risk-sensitive, hybrid regulatory framework, stressing financial stability as the central bank’s “north star".

Capital / Liquidity

RBI Extends Deadline for Realising Export Proceeds to 15 Months

By Nithya Subramanian | 23/11/2025

The RBI has eased export compliance rules by extending the period for realising export proceeds to 15 months and widening related time-limit extensions to three years.

Securities / Derivatives

India: NSE Chief Urges Regulators to Overhaul Derivatives Counting and Ease FPI Norms

By Mark Johnston | 20/11/2025

Ashish Chauhan warns against policy-making based on 'random statistics' and calls for less intrusive foreign investor rules to attract capital.