Reserve Bank of India

Capital / Liquidity

RBI Proposes New Capital Rules for Counterparty Credit Risk

By Manesh Samtani | 21/08/2025

The RBI has issued draft rules to align with Basel III, replacing the current method with the more risk-sensitive SA-CCR framework.

Capital / Liquidity

RBI Proposes to Ease FEMA Rules on Cross-border Guarantees

By Nithya Subramanian | 20/08/2025

The RBI has proposed new FEMA rules to bring most cross-border guarantees under the automatic route, while mandating detailed reporting of all guarantees issued and invoked.

Capital / Liquidity

RBI Allows SRVA Holders to Invest Surplus Rupees in G-Secs

By Nithya Subramanian | 20/08/2025

RBI’s move expands the use of SRVAs, giving foreign banks a new channel to deploy surplus trade settlement funds.

Capital / Liquidity

RBI Considers Lowering Risk Weights for Auto Loans

By Nithya Subramanian | 19/08/2025

Auto loans face a 100 percent risk weight versus 35–50 percent for home loans. A cut could ease banks’ capital burden while making vehicle financing more affordable.

Fintech / Regtech

RBI Greenlights Blockchain-based Sandbox Solution for MSME Financing

By Nithya Subramanian | 18/08/2025

The platform, developed by IBDIC and its partners, promises to expand affordable credit access for lower-tier MSMEs.

Fintech / Regtech

RBI Committee Proposes AI Governance Framework for Financial Sector

By Sanday Chongo Kabange | 15/08/2025

High-level committee calls for mandatory board policies, AI audits, and public disclosures to govern the use of artificial intelligence.

AML / KYC

RBI Revamps KYC Rules on Disability Access After Court Order

By Manesh Samtani | 15/08/2025

The RBI has issued new directives to ensure non-discriminatory access for disabled persons and has expanded due diligence requirements following a Supreme Court ruling.

Fintech / Regtech

India's Cross-Border UPI Payments Surge as Global Footprint Expands

By Sanday Chongo Kabange | 14/08/2025

Transaction volumes and values show sharp growth in the current fiscal year, after the UPI system went live in seven countries.

Trending

RBI Mandates Continuous Cheque Clearing with Hourly Settlements

By Manesh Samtani | 14/08/2025

The new system, rolling out from 4 October, will replace the current batch process and require banks to confirm cheques within hours or face deemed approval.