Reserve Bank of India

    Enforcement

    RBI to Establish New Banking Fraud Oversight Division

    By Editors | 08/04/2020

    The initiative has reportedly been sped up in response to recent frauds at Yes Bank and Punjab National Bank.

    Market Infrastructure

    RBI Reduces Market Hours to Curb Volatility

    By Editors | 06/04/2020

    During India’s lockdown, currency, bond and money markets will operate for only 4 hours. SEBI has also brought forward the cut-off times for the mutual fund industry.

    AML / KYC

    The Four e-KYC Models Around the World

    By Claus Christensen | 05/04/2020

    Claus Christensen at Know Your Customer Ltd identifies four e-KYC models in use across the world, but says that harmonisation and consolidation of these schemes is likely.

    RBI Grants Exemptions to Small Finance Banks

    By Editors | 02/04/2020

    Existing small finance banks will not need prior RBI approval to undertake non-risk sharing simple financial service activities or open banking outlets in unbanked rural centres.

    Securities / Derivatives

    India Further Opens Bond Market to Non-resident Investors

    By Editors | 02/04/2020

    The RBI has fully opened certain categories of government securities to non-resident investors and raised the FPI limit for investment in corporate bonds.

    Market Infrastructure

    SEBI Asks Rating Agencies to Delay Default Recognition

    By Editors | 31/03/2020

    Market participants call SEBI’s move timely, amid fears of mass downgrades in light of the operational disruptions caused by Covid-19.

    Market Infrastructure

    India: State Bank Merger Plan Takes Effect on 1 April

    By Editors | 31/03/2020

    A plan to merge ten state-run banks into four takes effect from 1 April, in a move that will help consolidate their national presence and extend their global reach.

    Capital / Liquidity

    RBI Announces Broad Measures to Address Covid-19 Financial Stress

    By Editors | 28/03/2020

    The measures include a 3 month moratorium on term loans, deferred interest on working capital loans, $50bn of liquidity measures, and 6-month delays for NSFR, CCB and LEI implementation.

    Capital / Liquidity

    Indian Banks Directed to Extend Emergency Credit to SMEs

    By Editors | 26/03/2020

    The government has also asked the RBI to consider implementing a months-long moratorium on the debt repayments and to relax NPA classification norms.

    AML / KYC

    RBI Brings Payment Aggregators Under Regulatory Remit

    By Editors | 19/03/2020

    The capital requirement for payment aggregators has been reduced to 150mn rupees, down from 1bn rupees proposed in September.

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