RESERVE BANK OF INDIA

    Capital / Liquidity

    RBI to Transfer $24bn to Govt on Committee Recommendation

    By Editors | 28/08/2019

    The transfer will comprise of a $17.2bn income surplus and $7.4bn in excess provisions resulting from a newly revised economic capital framework for the RBI.

    Crypto / Digital Assets

    RBI Issues Enabling Framework for Regulatory Sandbox

    By Editors | 14/08/2019

    The RBI has set a minimum net worth criteria of $35,000 for sandbox participants, half the amount specified in April’s draft.

    Capital / Liquidity

    RBI Props Up NBFCs Through On-Lending Guidance

    By Editors | 14/08/2019

    Banks are mandated to lend a portion of their funds to priority sectors. Allowing NBFCs to serve as middlemen for such lending provides them a liquidity backstop.

    Market Infrastructure

    RBI Task Force Suggests Enhancements to Onshore Rupee Market

    By Editors | 10/08/2019

    The task force recommends implementation of margin requirements for non-centrally cleared OTC derivatives “at the earliest”.

    Capital / Liquidity

    RBI Cuts Consumer Credit Risk Weight, Offers Boost to NBFCs

    By Editors | 09/08/2019

    The RBI will increase bank exposure limits for NBFCs, allow on-lending to priority sectors, and enable near-real-time tracking of payments fraud through the creation of a centralised registry.

    Enforcement

    RBI Issues Fines on Multiple Banks Totalling $2.9mn

    By Editors | 06/08/2019

    The fines, involving 15 banks in total, were related to delays in reporting fraud and non-compliance with various other RBI norms.

    Market Infrastructure

    RBI Tightens Criteria for Board Appointments at State Banks

    By Editors | 05/08/2019

    The revised criteria for determining the ‘fit and proper’ status of proposed candidates include age, education, experience, and track record, among other criteria.

    Capital / Liquidity

    RBI Eases Rules on Overseas Borrowing for NBFCs

    By Editors | 01/08/2019

    NBFCs can use overseas borrowings to fund working capital, repay rupee loans, and on-lend to domestic customers. Banks can also sell distressed loans to eligible overseas lenders.

    Fintech / Regtech

    India Enables Consent-Based Financial Data Sharing

    By Manesh Samtani | 26/07/2019

    Four years of collaboration between India’s major financial regulators has resulted in a new platform that enables financial services providers to share data with other institutions based explicitly on user consent.

    Capital / Liquidity

    RBI Urges Better Risk Monitoring, Faster NPA Resolution at State Banks

    By Editors | 23/07/2019

    RBI governor Shaktikanta Das asked state-owned banks to speed up bad debt recovery efforts, strengthen internal controls and risk monitoring, and help fix the ongoing NBFC liquidity crisis.

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